Investment Strategies

One of the major complications facing aging individuals is the passing down of wealth to the next generation without creating large tax implications.  The dynasty trust is a straightforward estate planning technique that can substantially reduce taxes.

There is plenty of misunderstanding about the definition of cryptocurrency. Wikipedia’s well-researched entry on the topic defines “cryptocurrency” as follows (with their links included):

So what happens when you inherit retirement plans? It all depends on the type of account. It also depends on whether the beneficiary is a spouse. Those variables will determine the rules that govern how the inheritance is taxed and what options are available.

Tired of writing those rent checks that seem to get you little, if anything, for your money? It’s understandable, then, that you would consider tapping into your 401(k) funds to come up with the down payment to pay for the purchase of your first home.

A 529 College Savings Plan is a plan operated by a state or educational institution, with tax advantages and potentially other incentives to make it easier to save for college and other post-secondary training for a designated beneficiary, such as a child or grandchild.

A Roth IRA is a form of individual retirement plan that resembles, except for certain key elements, the traditional IRA individual retirement plan. The more notable differences between the traditional IRA and the Roth IRA lie in the rules that govern their contributions and withdrawals.

Are you self-employed and still want an employee matching retirement contribution plan? Well, you can with a SIMPLE IRA.

An annuity can seem like it’s some word thrown around with retirement and savings on financial ads during football season. Here’s a little help to understand annuities.

Investments in Roth IRAs are quite simple to understand despite what financial ads that run during major sporting events would lead you to believe.